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Group Term Life Insurance
A Group Term Life insurance plan can protect those you love, now and in the future. It fits most budgets, and the coverage can stay with you, no matter your job, and even into retirement.
Why Term Life?
Group Term Life provides a level of financial security above coverage you may already have from your employer – and you pick your terms.
Its staying power sets it apart from some similar products. You can take its portable coverage with you if you switch jobs or retire. If life changes and calls for a permanent policy, you can convert all or part of the benefit amount to a whole life policy without medical exams
About Group Term Life
Employers may offer significant amounts of group term life insurance coverage on a guaranteed-issue basis. Higher amounts of coverage may be available based on an employee's answers to a few simple medical questions.
Key Features
Group Term Life insurance offers employee benefit amounts from $25,000 to $250,000 (maximum determined by underwriting basis and group size).
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Guaranteed issue
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Certificates for employee, spouse and children
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Accelerated Death Benefit for Chronic Illness Rider - available in some states through issue age 70
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Per / term options
How it works
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Replace lost income
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Pay for final expenses
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Pay-off a mortgage or debt
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Pay for education or retirement